Privacy Policy

1. Information We Collect

To provide our services efficiently, KwikUPI (a product of RT Internet Services) collects the following information:

Account details (Name, Email, Business Name).
Merchant UPI VPA (for utility generation).
Device information and IP addresses.
API usage logs and security monitoring data.

2. Payment Data Disclaimer

The platform does NOT collect or store your bank credentials, credit/debit card information, or UPI authentication data (PINs/Passwords). All fund transfers happen directly on the respective UPI applications of the users.

3. How Data is Used

We use the collected information for:

Managing your merchant account and platform access.
Ensuring core platform functionality and tool generation.
Security monitoring and fraud prevention.
Tracking API usage and improving service reliability.

4. Third-Party Services

We may rely on reputable external services to maintain our platform, including cloud hosting providers, analytics tools, and payment confirmation providers (like Paytm APIs). These third parties only have access to the data necessary to perform their specific functions.

5. Data Security

We implement reasonable and industry-standard security measures, including SSL encryption and secure server protocols, to protect your personal information from unauthorized access, disclosure, or alteration.

6. Data Retention

We retain user data and system logs only for as long as necessary to provide services, comply with legal obligations, or maintain security audits. Inactive account data may be purged periodically.

7. User Rights

Users have the right to access their data, correct inaccuracies, or request account deletion. To exercise these rights, please contact our support team. We will process data removal requests in accordance with our technical capabilities and legal requirements.

8. Contact Information

Parent Company: RT Internet Services
Support Email: support@kwikupi.com
Location: 242 Progressive Point, Lalpur, Raipur, Chhattisgarh India