The KwikUPI Mechanism
How Automation Works
Discover the seamless process of transforming manual UPI transfers into a fully automated payment ecosystem for your business.
1. Merchant Connection
Connect your Paytm for Business merchant account to get started. While we currently support Paytm, we are actively working to add support for more merchants like YONO SBI, HDFC SmartHub, PhonePe Business, and more in the near future.
- No KYC Documentation
- VPA Validation (e.g., merchant@paytm)
// Setup Merchant
merchant_vpa: "kwikupi@paytm"
status: "VERIFIED"
// Ready for payments!
2. Integration & Generation
Use our simple API to create "Intents" or generate "Payment Links" directly from your dashboard. Every payment is assigned a unique reference that the customer uses to pay via any UPI app.
API
For Apps/Websites
Links
For Social Media
₹ 500.00
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3. Automation & Verification
Our role is to generate dynamic QR codes, verify payments through official Merchant APIs, and send instant confirmation responses via Webhook to your application.
Our servers are connected to the banking notification layer. The moment the funds hit your account, KwikUPI detects the change and updates your internal system status.
Secure Tracking
No sharing of bank login credentials. We only track via official Merchant VPA APIs.
Instant Webhooks
Trigger shipping, unlocks, or confirmations automatically in your app.